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From Filing to Settlement: The Car Accident Lawsuit Process Explained

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If you're wondering about the car accident lawsuit process, here's a quick breakdown of what you should know:

  • Preparation: Collect evidence and get medical treatment immediately after the accident.

  • File a Claim: Initiate a claim with your insurer. Negotiate the settlement if needed.

  • Civil Lawsuit: If negotiations fail, file a lawsuit.

  • Discovery: Exchange evidence with the other party.

  • Settlement Offers: Insurers may offer settlements to avoid trial.

  • Trial: Finally, the case could go to court.

Understanding the car accident lawsuit process is crucial for anyone who's been in a car accident. The steps you take and decisions you make can significantly impact your future.

Brewer Law Firm is here to help you navigate the complexities of the legal process and ensure you get the compensation you deserve. With years of experience handling personal injury cases, we've seen how daunting the process can be. Our goal is to make it simpler for you by offering expert guidance and personalized assistance.

I'm Nate Brewer, ESQ., and I've spent my career fighting for personal injury victims in the Tampa area. My focus is on providing expert, individualized care rather than relying on flashy advertising. Let's delve into this process together so you can make informed decisions about your case.

 Car Accident Lawsuit Process Overview Infographic - car accident lawsuit process infographic infographic-line-5-steps

Documenting Your Car Accident

Documenting your car accident is crucial for a strong case. Gathering evidence right after the accident can make or break your claim. Here are the key steps you need to follow:

Seek Medical Attention

Your health is the top priority. Even if you feel fine, get checked by a medical professional. Some injuries might not be obvious immediately. Seeking medical attention ensures your well-being and provides a record of your injuries, which is vital for your case. According to the Texas Department of Transportation, there were over 19,000 serious injuries from car accidents in 2021 alone. Don’t risk becoming part of this statistic without proper medical care.

Photograph the Scene

Use your smartphone to capture the accident scene from every angle. Take pictures of:

  • The vehicles involved

  • Road conditions

  • Street signs and traffic lights

  • Any debris or skid marks

If your phone is damaged, ask a witness to take photos and send them to you. These images will help establish what happened and who is at fault.

Get the Other Driver’s Information

Exchange details with the other driver, including:

  • Name

  • Contact information

  • Insurance company

  • Policy number

This information is essential for filing your claim with the at-fault party’s insurance company. Without it, you might struggle to get the compensation you deserve.

Exchange Information with Witnesses

Gather names and contact details of any witnesses. Their statements can provide an objective account of the accident, which is invaluable for proving fault. Witnesses can help clarify the events leading up to the crash, making your case stronger.

Contact a Car Accident Lawyer

After addressing immediate medical needs, reach out to a car accident lawyer. An experienced attorney can guide you through the claims process and help you gather and analyze evidence. They can also assist in negotiating with insurance companies to ensure you get the compensation you deserve.

Next, we’ll discuss the steps involved in Filing a Car Accident Lawsuit, including the complaint, defendant, court filing, and summons. Stay tuned to understand how to initiate this critical part of the process.

Filing a Car Accident Lawsuit

Once you decide to take legal action, the first step in the car accident lawsuit process is filing a complaint. This legal document outlines your case against the defendant—the person or entity you believe is responsible for the accident.


The complaint is a formal statement that includes:

  • Your details: Name, contact information, and legal representation.

  • Defendant's details: Name and contact information.

  • Accident details: Date, time, and location of the accident.

  • Allegations: How and why the defendant is responsible for the accident.

  • Damages: The compensation you are seeking for medical bills, lost wages, property damage, and more.


The defendant is the person or party you are suing. They will receive a copy of the complaint and have the opportunity to respond. If the defendant has insurance, their insurance company will likely handle the defense.

Court Filing

Your attorney will file the complaint with the appropriate court. This step involves:

  1. Choosing the right court: The court must have jurisdiction over the case, usually where the accident happened or where the defendant lives.

  2. Paying a filing fee: This fee varies by jurisdiction but is necessary to proceed.


After filing the complaint, the court issues a summons. This document informs the defendant that they are being sued and outlines their legal obligations. The summons includes:

  • Court details: Where and when to appear.

  • Response deadline: Usually 20-30 days to respond to the complaint.

Preliminary Motions

Once the defendant is served, they may file preliminary motions. These can include:

  • Motion to Dismiss: The defendant argues that the case should be thrown out due to lack of legal basis.

  • Motion for Change of Venue: The defendant requests to move the case to a different court.

  • Motion to Strike: The defendant asks the court to remove certain allegations from the complaint.

The judge will review these motions and decide whether to proceed with the case. If the motions are denied, the lawsuit moves forward to the discovery phase.

 courtroom - car accident lawsuit process

Next, we’ll delve into The Discovery Process, where both parties gather and exchange evidence. This crucial stage can significantly impact the outcome of your case. Stay tuned to learn more.

The Discovery Process

The discovery process is a key part of the car accident lawsuit process. This is when both sides gather and exchange evidence to build their cases. Let's break down the main components:


Interrogatories are written questions that each party sends to the other. These questions must be answered under oath. For example, you might be asked to describe how the accident happened or to list any injuries you sustained. The answers help both sides understand the facts and prepare for trial.

Requests for Disclosure

A request for disclosure asks for basic information about the case. This includes:

  • The legal names of all parties involved

  • The factual basis and legal theories behind the lawsuit or defense

  • Contact information for individuals with relevant information

This request ensures that both sides know who and what they are dealing with.

Requests for Admissions

Requests for admissions ask the other party to admit or deny specific facts related to the case. For example, "Admit that you were driving above the speed limit at the time of the accident." If the other side cannot answer or objects, they must explain why. These requests can simplify the issues that need to be proven at trial.

Requests for Examination

Requests for examination allow one party to examine documents, emails, texts, or other electronic media. They can also involve physical items related to the case. For instance, you might request to examine the other party's car for damages. The request must specify a reasonable time and place for the examination.


Depositions are interviews conducted under oath, recorded by a court reporter. These can be done in person, over the phone, or through video conferencing. Both parties, as well as witnesses, can be deposed. Depositions are critical because they capture testimony that can be used in court. Strict rules govern how and when depositions can occur, ensuring that the process is fair for both sides.

In the next section, we'll explore Negotiations and Settlement Talks. This is where many cases are resolved without going to trial. Stay tuned to learn how settlements are negotiated and what to expect during this phase.

Negotiations and Settlement Talks

Once the discovery phase wraps up, it's time for negotiations and settlement talks. This part of the car accident lawsuit process often determines whether you'll get a fair settlement or need to go to trial.

Demand Letter

The first step is usually the demand letter. Your attorney will draft this letter and send it to the at-fault party's insurance company.

The demand letter includes:

  • Details of the accident

  • Why the other driver is liable

  • Your injuries and losses

  • The amount of compensation you're seeking

Think of the demand letter as your opening move in the settlement negotiation.

Insurance Company Investigation

Once the demand letter is sent, the insurance company will conduct its own investigation.

Important: The insurer is looking for reasons to deny your claim or offer a lower settlement. They might:

  • Review medical records

  • Examine police reports

  • Interview witnesses

Under Texas law, the insurance company has 45 days to accept or reject your claim. If they deny it, they must explain why in writing.


Don’t be surprised if the insurer makes a low counteroffer. It’s a negotiation tactic. Your attorney will respond with a counteroffer or additional evidence to support your claim.

This back-and-forth can happen multiple times. The goal is to reach a fair settlement amount.


If negotiations stall, the next step is often mediation. In Texas, mediation is required before a civil suit goes to court.

Here’s how it works:

  • Both parties meet with a mediator, often a retired judge.

  • Each side presents their case.

  • The mediator helps both sides find common ground.

Good to know: Mediation is confidential. Anything said during mediation cannot be used in court. Plus, you don’t have to be in the same room as the other driver if it makes you uncomfortable.

Settlement Negotiations

Even during mediation, settlement negotiations continue. Your attorney will keep pushing for the best possible outcome for you.

If a settlement is reached, both parties sign an agreement, and the case is closed. If not, the case may proceed to trial.

In the next section, we'll dive into The Trial Process. This is where your case will be presented in court if a settlement isn't reached. Stay tuned to learn what happens during a trial and how decisions are made.

The Trial Process

If your car accident lawsuit doesn't settle, it goes to trial. Here’s what to expect:

Jury Selection

First, a jury is selected. Both your attorney and the defendant's attorney will ask potential jurors questions. This helps ensure a fair and impartial jury. The goal is to find jurors who can objectively evaluate the evidence.

Opening Statements

Once the jury is selected, both sides give opening statements. Your attorney will outline your case, explaining how the defendant’s negligence caused your injuries. The defendant's attorney will then present their side, often arguing why they believe their client is not at fault.

Witness Testimony

Next comes witness testimony. Your attorney will call witnesses first. These can include:

  • Eyewitnesses who saw the accident.

  • Expert witnesses like accident reconstruction specialists.

  • Medical professionals who treated your injuries.

Each witness provides crucial information to support your case.


After your witnesses testify, the defendant's attorney will cross-examine them. The goal here is to challenge their credibility and the accuracy of their testimony. For example, they might question an eyewitness's ability to see the accident clearly.

Then, the defendant’s witnesses will testify, and your attorney will get a chance to cross-examine them.

Closing Statements

Once all witnesses have testified, both sides give closing statements. This is a summary of the evidence presented. Your attorney will argue why the evidence supports your claim for damages. The defendant's attorney will do the opposite, aiming to convince the jury that their client is not liable.

Jury Deliberation

The jury then deliberates. They review the evidence and discuss the case in a private room. This can take hours, days, or even weeks, depending on the complexity of the case.


Finally, the jury delivers a verdict. They will answer specific questions like, "Do you find the defendant’s negligence caused the plaintiff's injuries?" If the answer is "yes," they will also decide how much money you should receive in damages.

The verdict can be a significant moment, but remember, it’s not always the end. Either party can appeal the decision, which can prolong the process.

In the next section, we'll answer some Frequently Asked Questions about the Car Accident Lawsuit Process. This will help clarify common concerns and give you a better understanding of what to expect.

Frequently Asked Questions about the Car Accident Lawsuit Process

How much can someone sue for a car accident in Texas?

In Texas, you can sue for both economic and non-economic damages.

Economic damages include:

  • Medical expenses (hospital bills, surgeries, medications)

  • Lost wages (income you lost due to the accident)

  • Property damage (repair or replacement of your vehicle)

  • Future medical costs and lost earnings if you can't work

Non-economic damages cover more subjective losses like:

  • Pain and suffering

  • Emotional distress

  • Loss of enjoyment of life

  • Mental anguish

Texas law does not place a cap on these damages in most car accident cases, meaning there's no limit to the amount you can claim for your suffering and losses.

What is the average personal injury settlement in Texas?

The average settlement for a car accident can vary widely. According to the Insurance Information Institute, the average compensation for a car accident involving bodily injury was about $20,235 in 2020. However, this is just an average, and your settlement could be higher or lower depending on several factors.

Factors affecting settlement amounts include:

  • Severity of injuries

  • Impact on your ability to work

  • Extent of property damage

  • Amount of available insurance coverage

  • Degree of fault (Texas follows a modified comparative negligence rule)

How long does a car accident settlement take?

The timeline for settling a car accident claim can range from a few weeks to several months, and sometimes even over a year. Here’s why:

  1. Medical Treatment: The full extent of your injuries might not be known immediately. Your doctor needs time to determine if you'll need future treatments or surgeries, which should be factored into your settlement.

  1. Insurance Company Tactics: Insurance companies often delay the process to pressure you into accepting a lower offer. They might also conduct their own investigations to find reasons to deny your claim.

  1. Complexity of the Case: If multiple parties are involved or if the accident details are complicated, it could take longer to gather all necessary evidence and negotiate a fair settlement.

  1. Negotiations: Settlement talks can drag on, especially if the initial offer is too low. Your attorney will negotiate for the best possible outcome, which can take time.

Understanding these factors can help you manage your expectations and prepare for the journey ahead.

Next, we'll dive into some more specific questions about the car accident lawsuit process and how to navigate it effectively.


Navigating the car accident lawsuit process can be daunting, but understanding each step can make a significant difference in your journey to compensation. You only get one shot at compensation. This means it's critical to get it right the first time. Mistakes or missed deadlines can jeopardize your claim and leave you without the financial support you need for medical bills, lost wages, and other damages.

Importance of Legal Representation

Having a knowledgeable attorney by your side is invaluable. A lawyer brings expertise in dealing with insurance companies, understanding legal jargon, and navigating complex court procedures. According to Forbes, individuals with attorneys generally receive larger settlements than those who represent themselves. The lawyer's role doesn’t just end at filing paperwork; they also gather evidence, negotiate settlements, and, if necessary, represent you in court.

Brewer Law Firm: Your Trusted Partner

If you’ve been involved in a car accident, Brewer Law Firm is here to help. We prioritize people over profits and aim to provide the personalized attention you deserve. Our experienced team will guide you through each step of the car accident lawsuit process, ensuring you understand your rights and options.

Don’t navigate this complex journey alone. Contact Brewer Law Firm today for a free consultation and let us help you secure the compensation you deserve.

Understanding the car accident lawsuit process is crucial for anyone seeking justice and compensation. With Brewer Law Firm by your side, you can confidently navigate this challenging path. Reach out to us today and take the first step towards reclaiming your life.


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